Your First Home, Made Simple
Buying your first home should be exciting, not overwhelming. ASHH Financials gives you a clear roadmap every step of the way.
Challenges First Home Buyers Face
Buying your first home is exciting, but many buyers quickly realize it comes with hurdles. Understanding these challenges is the first step to making smarter financial decisions.
- Confusing Loan Options & Jargon
- Saving for a deposit while managing expenses
- Understanding government grants and incentives
- Hidden costs like stamp duty and insurance
How We Help First Home Buyers
Clear, personalised finance strategies that guide you from deposit savings to settlement, making your first home dream a confident reality.
Loan Pre-Approval
Know your exact borrowing capacity upfront, giving you confidence and clarity when making offers on your first home.
Deposit Planning
We help you structure savings, explore guarantor options, and unlock low-deposit pathways to get you into the market sooner.
Government Grants & Incentives
Maximise benefits like the First Home Owner Grant and stamp duty concessions with clear guidance on eligibility and application.
Step-by-Step Guidance
From application to settlement, we simplify the process in plain English, ensuring every stage feels manageable and stress-free.
Lender Comparisons
Access multiple banks and broker-only products, securing the best rates and loan terms suited to your financial situation.
Expert Advice & Support
Rely on our experienced team for personalised advice, answering all your questions and helping you make informed, confident decisions.
Why Choose ASHH Financials?
We’re more than finance brokers—we’re your first home partner. With expert guidance, broad lender access, and a transparent approach, we make your journey simple, clear, and rewarding.
Experience
Years of hands-on property finance knowledge to guide every decision with confidence.
Transparency
Clear advice with no hidden fees or surprises, so you always know what to expect.
Lender Access
Access to multiple lenders, including broker-only products, ensuring the best options for your needs.
FAQs
Most lenders require 20% of the property price as a deposit, but options like guarantor loans or low-deposit schemes can reduce this requirement.
Fixed loans keep your interest rate the same for a set period, providing stability. Variable loans can change with the market, offering flexibility and potential savings.
Yes. Certain lenders offer low-deposit loans or allow family guarantees. These options may include lenders mortgage insurance, so professional guidance is recommended.
Costs include stamp duty, legal fees, insurance, inspection fees, and ongoing loan repayments—knowing them helps avoid surprises at settlement.
Grants like the First Home Owner Grant or stamp duty concessions reduce upfront costs. Eligibility depends on factors like property type, location, and first-time buyer status.